Consumers are facing more technology as mobile payments are introduced. Each technology brings new terminology and new challenges to personal security and the protection of one’s hard-earned assets.
We suggest the infographic available from Retail Customer Experience and developed with Pyrim Technologies is a great way to learn about some of the terms most often heard in the mobile payments discussions. It provides clear definitions of and contrasts between BLE (“Bluetooth Low Energy”) and NFC(“Near Field Communications”), the two technologies most often associated with mobile shopping and payment solutions.
A close read shows that BLE is intended for broadcast only. There is no data exchange with the receiving device, typically BLE-enabled Smartphone. Thus, that technology poses no threat to personal security and no private information is shared with the shopkeeper.
NFC, on the other hand, derived from RFID (“Radio Frequency IDentification”) as developed in the 1940’s, is used for a wider variety of purposes or solutions; “use cases” as termed in the article. Some of these are data exchanges and involve mobile payments. This is the basic technology and set of communications protocols that bring with them a threat to personal information.
While authorized scans are considered safe, unauthorized ones that convert the Smartphone into a contactless scanner can retrieve personal data from a contactless card. It is also possible such a device could intercept private information from a Smartphone storing the same data and left in payment mode. They are also capable of reading an unprotected passport with embedded proximity scanning capabilities.
We invite you to read the article and learn about the realities of these very useful and increasingly popular technologies and discover how they may change your shopping and buying experiences in the very near future.
We suggest protecting your contactless payment and identification cards as well as your scannable passport. Our own CARD ID Preserver 10-packs and our Combo Packs are available for sale on Amazon. You can find them via our listings.
We look forward to serving you in the future.
Compliments of Retail Customer Experience